*Underwater* Worries

Well, according to those biz whizzes at Time.com and their partners CNN…….who wonder if paying your mortgage makes you a good person or a stupid person.

In fact, there’s research behind the concern, says Tom Donaldson, a University of Pennsylvania Wharton business ethics professor. And it shows that both bankers and borrowers are at risk if trust erodes.

“We’ve known for decades that trust is critical to successful business,” said Donaldson. “Studies have shown that if one party cheats on one end, the other party feels more entitled to cheat. It’s not the most noble way, but it is human nature and it becomes a race to the bottom.”

Say hi to Spongebob for me.

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